Learn what Sukanya Samrudhi Yojana is – how to take advantage of it

Learn what Sukanya Samrudhi Yojana is – how to take advantage of it

Learn what Sukanya Samrudhi Yojana is – how to take advantage of it

Know what is Sukanya Samriddhi Yojana – how to take advantage of it

The declining sex ratio in India has become a matter of concern for every class. A number of schemes are being run by the government for women’s studies, health and other needs. The Central Government has launched Sukanya Samriddhi Yojana to promote the study of young women.

The aim of Sukanya Samriddhi Yojana is to easily meet the expenses of the daughters’ education and marriage. For daughter’s study and marriage under the scheme Account of Sukanya Samriddhi Yojana can be opened in the post office. A separate counter will also be opened at the Facilitation Center for opening an account in any post office of the postal department. Here the account can be opened after submitting the required documents.


This is the plan

– In Sukanya Samriddhi Yojana account, you can deposit 1 thousand to 1 lakh fifty thousand rupees in the name of daughter in a year.

– This money has to be deposited only for 14 years after opening the account and this account will be matured only when the daughter becomes 21 years old.

– Under the rules of the scheme, the daughter can withdraw half the money when she is 18 years old.

– After 21 years, the account will be closed and the money will go to the guardian. – If the daughter gets married between 18 and 21 years, then the account will be closed at that time.

– For delay in payment of account, only a fine of Rs. 50 will be levied. Apart from post offices, many government and private banks are also opening accounts under this scheme.

– Accounts under Sukanya Samriddhi Yojana will be exempted under Section 80-G of the Income Tax Act. – Parent can also open two accounts for his two daughters.

– If there are twins, parents can open a third account only by giving their proof. Parent can transfer account anywhere. Under the scheme, if a person opens an account with Rs 1000 / – per month in 2015, it means Rs 12,000 / – per year for 14 years by 2028. Have to spend Rs. At present, the interest rate will remain at 8.6 percent per annum after the girl turns 21. 6,07,128. Explain that in 14 years, a total of Rs 1.68 lakh has to be deposited in the parent’s account. The remaining Rs 4,39,128 is interest.

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Important link

Documents required for the scheme

– Birth certificate of the child

– address proof

– ID proof

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